If you’ve ever wondered why money feels easy for some people but stress-fuelled for others, this episode with Miriam Castilla – founder of Magnetic Money, business mentor, bestselling author and hypnotherapist – is one you’ll want to curl up with a cuppa for.
Miriam’s journey isn’t your typical finance path. She started as an engineer, plunged into the corporate fast-track, left it all behind, survived divorce, rebuilt her financial foundation from scratch, and eventually discovered that the biggest factor in our financial wellbeing isn’t income – it’s mindset. Specifically, our money mindset and the unconscious beliefs that guide every financial decision we make.
In our conversation, she breaks down how to shift from survival mode to magnetic money mode – where money flows with more ease, confidence, and alignment.
What I loved most about Miriam’s story is how honest she is about the messy middle. After leaving a lucrative corporate career and navigating life as a suddenly single mum, she found herself with no safety net and a deep sense of “starting from zero.”
But those challenges sparked a profound reinvention – one that revealed a truth we rarely discuss:
your beliefs around money were shaped long before you realised you had any.
As Miriam explains, most of us carry unconscious money stories – messages learned in childhood, reinforced through experience, and quietly steering our behaviour. And these stories can limit us just as much as any external circumstance.
One of Miriam’s superpowers is helping people create wealth without losing their soul, sanity, or joy. She calls it marrying the magical with the practical – bringing together:
- mindset and unconscious beliefs
- energy and intention
- practical money management systems
- wealth mindset tools
As an ex-engineer, she translates big ideas into simple systems. As a hypnotherapist, she helps shift beliefs at the subconscious level. And as a mentor, she blends these into a grounded, practical approach that supports real financial results.
“More money doesn’t change your patterns. It amplifies them.” – Miriam Castilla
This is exactly why small business owners often feel stuck, even when revenue increases. Without addressing the inner programming, the outer world can’t sustainably transform.
Miriam introduces three Money Habit Archetypes – a brilliant, simple way to understand the unconscious patterns that drive your financial behaviour:
🟡 The Over-Extender
Always doing more, giving more, or committing more than your finances can sustain. Even with high income, this pattern leads to constant financial pressure.
🔵 The Spender
Money comes in, money goes out – fast. It’s not careless; it’s usually driven by an emotional need to feel good, safe, or rewarded.
🟢 The Accumulator
You save, plan, and future-proof… but still don’t feel safe. Even with plenty in the bank, you experience ongoing financial anxiety and scarcity thoughts.
Many people misidentify their type – especially accumulators, who often think they’re “not saving enough” even when they objectively are. These archetypes are powerful mirrors that reveal deeper beliefs about safety, worthiness, and abundance.
Want to know yours? You can take Miriam’s quiz here: miriamcastilla.com/quiz
One of the most compelling parts of our conversation was exploring the role of hypnotherapy in changing long-held money beliefs.
For many entrepreneurs and leaders, mindset work alone isn’t enough. The stories running the show often sit below conscious awareness. Hypnosis helps bypass the inner critic and shift the subconscious patterns that trigger:
- money shame
- under-charging
- fear of raising prices
- scarcity thinking
- imposter syndrome
- self-sabotaging spending habits
As Miriam explains beautifully, hypnosis is simply a natural, relaxed state of focused attention – one we slip into every day. It’s safe, evidence-based, and deeply powerful for shifting lifelong programming.
We also explored the unique relationship women often have with money – shaped by socialisation, expectations, and messaging around being “good”, “helpful”, and “not too ambitious.”
Many women struggle with:
- charging what they’re worth
- believing their work deserves premium pricing
- chasing late invoices
- prioritising their own financial goals
- separating business finances from personal identity
This isn’t a flaw. It’s learned conditioning. And Miriam’s work helps women break free of it, building financial empowerment, self-worth, and a wealth mindset that supports both life and business growth.
We couldn’t ignore the cultural forces shaping money mindset today – from the billionaire-worship on TikTok to the relentless algorithmic pressure to “make more, buy more, be more.”
Miriam and I both share concerns about the younger generation equating success solely with wealth. It’s an unsustainable and unfulfilling model.
Instead, Miriam encourages a return to authentic definitions of abundance, driven by purpose, fulfilment, contribution, and freedom – not just numbers in a bank account.
Alongside mindset, Miriam offers concrete, practical steps for small business owners to manage their money with intention and clarity:
- separating business and personal finances
- using money systems that support – not stress – the nervous system
- setting magnetic pricing aligned with value
- smoothing cash flow through conscious planning
- overcoming money shame
- focusing on net worth, not just revenue
These strategies help entrepreneurs feel genuinely in control of their money – and aligned with their bigger vision.
Miriam’s work is profoundly empowering because it reframes money struggles not as personal failings, but as patterns – patterns we can understand, shift, and rewire.
Your money mindset, wealth patterns, and financial confidence aren’t fixed. They’re stories you inherited. And they can be rewritten.
This episode is an invitation to step into a healthier, more powerful, more magnetic relationship with money – one built on confidence, clarity, and conscious choice.
🎧 To hear the full conversation with Karen Holliday, tune in to Episode 79 Magnetic Money with Miriam Castilla podcast , watch it on YouTube or all platforms.
📍 You can also explore more at www.gearedforgrowth.biz
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